What do I need to buy a home in Oregon? +
You’ll need proof of income, a reasonable credit history, and a pre-approval letter from a lender. Working with an experienced local real estate professional helps ensure each step is completed correctly and efficiently.
How much is the average down payment in Oregon? +
Most buyers put down between 3% and 20%, depending on the loan program. Oregon Housing and Community Services may offer down payment assistance for qualifying buyers. We’ll connect you with a local lender to explore all your options.
Can I buy a home and sell my current one at the same time? +
Yes — this is called a concurrent transaction and requires careful coordination of timelines. David can help align your purchase and sale so you’re not caught holding two mortgages or left without a home during the transition.
What is a buyer’s agent and do I need one? +
A buyer’s agent represents your interests throughout the purchase — from search to close. In Oregon, working with a dedicated buyer’s agent costs you nothing (the seller typically pays the commission) and gives you professional representation at no added expense.
Do you work with first-time homebuyers? +
Absolutely. We take time to walk first-time buyers through every step of the process. We’ll explain what to expect, help you avoid common mistakes, and connect you with lenders who specialize in first-time buyer programs.